Still the fate concept in Tolkien's pre-TLOTR stories is the pagan one. And 2nd Age is still pre-TLOTR.But we are talking about fate and free will. My point is that it is very Tolkienian to fold free will into providence and to show that our choices matter. This is not about individuality vs communality. Arda is a pre-Christian monotheistic world, not a pagan one.
Fate has strongly communal aspect.
The bloodline, order of birth and the function derived from it is a social role assigned to a person in the community based on the "accident of birth" alone , not on any individual inclinations or personal predispositions. That is why the old rank system has been dismantled in our own societies - because we no longer believe in fate but only in choices. That was not yet so in the societies that Tolkien describes.
(It even has not yet been so in our own societies like 200 years ago - at least to that extend that it is cosidered now.)
We see that in RoP Nori struggling with her fate of being born one of the Harfoots with the social role and expectations assigned to it and her personal inclination to see the bigger world outside. But to which "bigger fate" she is called here when she does leave with the Stranger is not yet clear - as such it is not yet recgnisable if her decission was good or bad in this story. In Tolkien it could go either way.